Comments on: Chase Sapphire Preferred Credit Score: What You Need To Know https://johnnyjet.com/chase-sapphire-preferred-credit-score/ TRAVEL CREDIT CARDS, DEALS, TIPS, DESTINATIONS AND MORE! Fri, 05 Jan 2024 17:30:28 +0000 hourly 1 https://wordpress.org/?v=6.4.3 By: Tom https://johnnyjet.com/chase-sapphire-preferred-credit-score/#comment-968112 Sat, 09 Dec 2023 09:00:39 +0000 http://www.noobtraveler.com/?p=15816#comment-968112 People put too much emphasis on credit scores. Let me tell you as a credit analyst where you’re going wrong with this. Do not go by score, look at the whole basis of your file. You may have a thin file which means you don’t have a lot of reporting credit for any long length of time. Average age of account is a big deal with Chase. Which means you want to be at least eight years plus. Bankruptcies that’s not true Chase will approve with bankruptcies! You have to call the reconsideration line. So don’t think by having a good score that itAutomatically entitles you to the best offers, because it does not. There’s a whole lot that goes into this. When I applied for my Chase account it was a sapphire. $7500 credit limit 812 FICO, average age of a count was over 10 years, no derogatory! I barely squeaked through, and had to call for approval. Not only that Chase was in and out of my account for the first year several several times adjusting my credit limit. They look at you for the first year like crazy, they’re looking for a bust out and high balance running up, payment balance ratio etc. score means nothing people!

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By: Onie Newsome https://johnnyjet.com/chase-sapphire-preferred-credit-score/#comment-932504 Fri, 15 Jul 2022 11:42:55 +0000 http://www.noobtraveler.com/?p=15816#comment-932504 some times its a pain in the ass to read what blog owners wrote but this website is real user genial! .

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By: Johnny Jet Editorial https://johnnyjet.com/chase-sapphire-preferred-credit-score/#comment-874341 Wed, 21 Jul 2021 14:06:48 +0000 http://www.noobtraveler.com/?p=15816#comment-874341 In reply to James.

Thanks for the feedback!

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By: James https://johnnyjet.com/chase-sapphire-preferred-credit-score/#comment-874330 Wed, 21 Jul 2021 07:38:25 +0000 http://www.noobtraveler.com/?p=15816#comment-874330 In reply to Johnny Jet Editorial.

I have the chase Sapphire preferred. I have had the card for 1 year. Qualifying with the 760 score and received a 18+ credit line with only 3% credit utilization in the 200+ a year salary

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By: Johnny Jet Editorial https://johnnyjet.com/chase-sapphire-preferred-credit-score/#comment-860072 Mon, 01 Mar 2021 13:32:04 +0000 http://www.noobtraveler.com/?p=15816#comment-860072 In reply to Kyle.

Bummer! Please see this post for help: https://johnnyjet.com/check-chase-credit-card-application-status/

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By: Kyle https://johnnyjet.com/chase-sapphire-preferred-credit-score/#comment-860071 Mon, 01 Mar 2021 12:55:41 +0000 http://www.noobtraveler.com/?p=15816#comment-860071 Hey! I have been rejected twice now for this card. There is not a phone number that I see on the letter to call. It just says that if you have questions to write a letter to the return address. Why would there not be a phone number?

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By: Johnny Jet Editorial https://johnnyjet.com/chase-sapphire-preferred-credit-score/#comment-855679 Tue, 19 Jan 2021 13:10:38 +0000 http://www.noobtraveler.com/?p=15816#comment-855679 In reply to Richard Servello.

Awesome, congrats!

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By: Richard Servello https://johnnyjet.com/chase-sapphire-preferred-credit-score/#comment-855524 Mon, 18 Jan 2021 23:01:15 +0000 http://www.noobtraveler.com/?p=15816#comment-855524 I got the letter in my chase account. Called in and they approved me. Not sure what happened initially.

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By: Johnny Jet Editorial https://johnnyjet.com/chase-sapphire-preferred-credit-score/#comment-855440 Mon, 18 Jan 2021 15:12:44 +0000 http://www.noobtraveler.com/?p=15816#comment-855440 In reply to Richard Servello.

There’s no way to guarantee approval, but your information looks worthy. Of course, there are other requirements and criteria that the banks will look at and they vary from bank to bank. I wouldn’t wait on the letter from Chase, but instead, be proactive and give them a call. Best of luck!

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By: Richard Servello https://johnnyjet.com/chase-sapphire-preferred-credit-score/#comment-855266 Sun, 17 Jan 2021 18:43:57 +0000 http://www.noobtraveler.com/?p=15816#comment-855266 I applied and got declined for some reason. My credit score is 830 and I make about $130k/year. I have an AMEX Gold card and a Blue Cash, also a discover card and an Amazon card by chase. So that’s only 4 cards. I also have a revolving credit account with Google (so would that be counted as 5?) I’m going to try calling when I get the letter. Think I will get approved?

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