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To be a successful salesperson, you take the mantra “spend money to make money” to heart. Whether you only focus on online marketing or you travel to prospective clients, the best credit cards for salesmen earn bonus rewards on your most common expenses. Earn the most cash or travel rewards with one of these cards.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
The Best Credit Cards for Salespeople
For instance, you can earn bonus points on travel, dining, and gas station spending. If you run an online business, you may appreciate getting bonus points for digital advertising and shipping purchases. Let’s learn more about what these unique perks some of the best credit cards for salesmen have to offer.
- Ink Business Preferred® Credit Card
- Ink Business Cash® Credit Card
- American Express® Business Gold Card
- The Blue Business® Plus Credit Card from American Express
- The Business Platinum Card® from American Express
- Southwest® Rapid Rewards® Performance Business Credit Card
- Capital One Spark Miles for Business
Ink Business Preferred Credit Card
The Chase Ink Business Preferred® Credit Card might be the overall best credit card for salesmen. You will earn bonus points for online and in-person sales. It earns 3x points per $1 spent on the first $150,000 in combined spending for these purchases:
- Travel
- Shipping purchases
- Select internet, cable, and phone services
- Search engine and social media advertising purchases
All remaining purchases earn an unlimited 1x point per $1 spent. Your points are worth 1.25 cents each when booking award travel on Chase. You can also transfer them to airline and hotel airline transfer partners including United Airlines, Southwest Airlines, Emirates, British Airways, and World of Hyatt. Each point is only worth 1 cent each when redeemed for cash or gift card rewards.
New Ink Business Preferred® Credit Card cardholders can earn 100k bonus points after spending $8,000 on purchases in the first 3 months from account opening. That’s $1,000 cash back or $1,250 toward travel when redeemed through Chase Travel℠.
Ink Business Cash Credit Card
If you’re a local or regional salesman, your best credit card might be one that earns bonus points at gas stations, restaurants, and office supply stores. The Ink Business Cash® Credit Card has no annual fee and earns up to 5% back on purchases.
Earn 5% back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable, and phone services each card anniversary year. Get 2% back on the first $25,000 in combined purchases spent at gas stations and restaurants each account anniversary year. All non-bonus purchases earn 1% back.
Additionally, cardholders may redeem rewards for cash back, gift cards, travel, and more through the Chase Ultimate Rewards portal. Fraud protection is also included with the card as well as zero fraud liability. Cardholders won’t be held responsible for unauthorized charges made with their card or with their account information.
Note that the Ink Business Cash Credit Card doesn’t offer 1:1 airline and hotel transfer partners.
New Ink Business Cash® Credit Card cardholders can earn a $750 bonus cash back after spending $6,000 on purchases in the first 3 months from account opening.
Both the Ink Business Cash and Ink Business Preferred are some of the best Chase business credit cards.
American Express Business Gold Card
The American Express® Business Gold Card earns 4x Membership Rewards on the two select categories in which your business spent the most each month, up to $150,000 spent annually, then 1x point. It can be your best option if you advertise on television or radio plus online. Most cards only award bonus points on online advertising purchases and not other digital media.
Only the top two categories in each billing cycle will count towards the $150,000 cap. Categories include:
- U.S. purchases at electronic goods retailers and software & cloud system providers
- Monthly wireless telephone service charges that are made directly from a wireless telephone service provider in the U.S.
- Transit purchases including trains, taxicabs, rideshares, ferries, tolls, parking, buses, and subways
- Purchases at U.S. media providers for advertising in select media (online, TV, and radio)
- U.S. purchases at gas stations
- U.S. purchases at restaurants, including takeout and delivery
Additionally, American Express Travel purchases through amextravel.com will now earn 3x points per $1.
All annual spending above $150,000 for the bonus categories and all non-bonus spending earns an unlimited 1x point per $1.
The annual fee is $295 ($375 if the application is received on or after 2/1/24; See Rates & Fees).
New American Express® Business Gold Card cardholders can earn 70,000 points after spending $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.
The Blue Business Plus Credit Card from American Express
The Blue Business® Plus Credit Card from American Express earns 2x Membership Rewards® points per $1 on the first $50,000 in annual everyday business purchases. All remaining spend earns 1 point per $1 with this $0 annual fee card (See Rates & Fees). Your points are most valuable when redeeming for award flights or transferring to the Membership Rewards airline and hotel transfer partners.
Cardholders can also enjoy more flexibility to use their card for more purchases and rewards when buying above their credit limit. The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express, and other factors.
New The Blue Business® Plus Credit Card from American Express cardholders can earn 15,000 Membership Rewards® points after they spend $3,000 in eligible purchases on the Card within their first 3 months of Card Membership.
The American Express Blue Business Cash Card
If you prefer cash rewards, The American Express Blue Business Cash™ Card earns 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1% cash back earned is automatically credited to your statement.
It also comes with Expanded Buying Power which gives cardholders the ability to spend beyond their credit limit.
Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express and other factors.
This card has a $0 annual fee (See Rates & Fees).
Both of the Amex Blue Business Credit Cards have no annual fee. You might be a startup business or want a backup credit card. These are some of the best credit cards for salesmen because they have no annual fee and may earn double the points of your current credit card.
New The American Express Blue Business Cash™ Card cardholders can earn a $250 statement credit after they make $3,000 in purchases on their Card in their first 3 months.
The Business Platinum Card from American Express
The Business Platinum Card® from American Express can be your best option if you’re an international salesperson and fly often. Why? This card has some of the best travel benefits including:
- Earn 5x Membership Rewards on flights and hotels booked on AmexTravel.com; Earn 1x points for each dollar spent on eligible purchases.
- Get 35% points back when booking award flights on AmexTravel (up to 500,000 points per year)
- 1:1 airline and hotel point transfers
- Global Entry or TSA PreCheck application fee credit
Cardholders earn 1.5x points (that’s an extra half point per dollar) on eligible purchases at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
Plus, get up to $200 in statement credits per calendar year for incidental fees charged by your one selected, qualifying airline to your Card.
Cardholders can get up to $189 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when they use their Business Platinum Card®.
With complimentary access to more than 1,400 airport lounges across 140 countries and counting, with The American Express Global Lounge Collection®. You have more airport lounge options than any other credit card issuer on the market as of 03/2023. Enrollment is required for some lounges.
Additionally, unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
Your points are most valuable when booking award flights. For instance, each point is worth 1.35 cents each on AmexTravel thanks to the 35% redemption bonus (up to 500,000 points annually). But you can likely squeeze more value if you can transfer them to a Membership Rewards airline transfer partner first.
The Amex Business Platinum Card is also an enticing option if you make large purchases.
Welcome Bonus Offer
New The Business Platinum Card® from American Express cardholders have the opportunity to earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
The annual fee is $695 (See Rates & Fees).
Southwest Rapid Rewards Performance Business Credit Card
If you live near a Southwest Airlines hub and rely on in-flight wifi to keep working while you fly, check out the Southwest® Rapid Rewards® Performance Business Credit Card. You get 365 annual in-flight wifi credits ($8 daily savings) and 4 Upgraded Bookings (when available). This is also one of the best Southwest credit cards.
New Southwest® Rapid Rewards® Performance Business Credit Card card members can earn 80,000 points after spending $5,000 on purchases in the first 3 months from account opening.
Capital One Spark Miles for Business
You might prefer a flat-rate rewards travel credit card. The Capital One Spark Miles for Business earns 2x miles on every purchase. But if you book hotels and car rentals through Capital One Travel, you’ll earn 5x miles per $1 spent. You can redeem Capital One miles through travel statement credits, booking upcoming travel, or transferring points to the Capital One airline partners.
This card also reimburses your Global Entry or TSA PreCheck application fee credit, up to $100. As this card doesn’t have a foreign transaction fee, it’s a great fit for international travel. Your annual fee is $0 for the first year, then $95 each card anniversary.
Learn more: Business Credit Cards
Summary
Many of the best small business credit cards let you earn bonus points on several purchase types. A tiered rewards card can help you earn more points than a flat-rate rewards card on your largest purchases.
The Best Credit Cards for Salespeople
- Ink Business Preferred® Credit Card
- Ink Business Cash® Credit Card
- American Express® Business Gold Card
- The Blue Business® Plus Credit Card from American Express
- The Business Platinum Card® from American Express
- Southwest® Rapid Rewards® Performance Business Credit Card
- Capital One Spark Miles for Business
For rates and fees of The American Express Blue Business Cash™ Card, please click here.
For rates and fees of The Blue Business® Plus Credit Card from American Express, please click here.
Rates and fees of the American Express® Business Gold Card, please click here.
And for rates and fees of The Business Platinum Card® from American Express, please click here.
As a Salesman I thank you by Heart for sharing this informative article this will surely help me. Blue Business Plus Credit Card from American Express is the one I found it helpful for me thanks again Josh your articles are always helpful.