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Capital One has several credit cards with airport lounge access benefits. Depending on the card, you can have complimentary access or two one-time visits per year. Here is an in-depth look at which cards get you into the Capital One Lounge and partner lounge network. Note that many cards are some of the best Capital One credit cards for travel.
Capital One Venture X Rewards Credit Card
The Capital One Venture X Rewards Credit Card provides full lounge access benefits while the remaining options only provide one-time passes.
Cardholders and two additional guests can get complimentary year-round access to these networks:
- Capital One Lounge
- Plaza Premium Lounge
- Priority Pass
Enrollment is necessary through the Capital One Priority Pass page before cardholders and guests can enter the Priority Pass locations.
This premium travel credit card also offers these other benefits:
- Earn up to 10x miles on purchases
- 10,000 bonus miles on each card anniversary
- Up to $300 Capital One Travel credit per year
- Free Global Entry or TSA PreCheck (up to $100 every 5 years)
- 1:1 airline and hotel mile transfers
The annual fee is $395 and up to four free authorized users for free. It’s possible for the authorized users and account managers to qualify for complimentary access instead of being one of the primary cardholder’s two additional guests.
New card members can be eligible for a 75,000 miles signup bonus after spending $4,000 within the first 3 months.
Read more in our Capital One Venture X Rewards Credit Card review.
Capital One Venture Rewards Credit Card
If you only need periodic lounge access, the Capital One Venture Rewards Credit Card can fit the job description.
The primary account receives two one-time passes each year that can be redeemed at:
- Capital One Lounge
- Plaza Premium Lounge
While these two networks are relatively small, they provide additional options when going to the more ubiquitous Priority Pass isn’t on the table.
You should also consider using the Venture Rewards when you can use these other benefits:
- Earn 5x miles on hotels and car rentals booked through Capital One Travel
- Earn 2x miles on all remaining purchases
- Free Global Entry or TSA PreCheck (up to $100 every 5 years)
- Hertz FiveStar status
- 1:1 point transfers to airlines and hotels
- No foreign transaction fee
The annual fee is $95 and adding authorized users is free.
This card is also offering new card members the opportunity to earn 75,000 bonus miles after spending $4,000 in the first 3 months.
Our Capital One Venture Rewards Credit Card review has further details.
Capital One Spark Miles for Business
The Capital One Spark Miles for Business offers two one-time passes each year to:
- Capital One Lounge
- Plaza Premium Lounge
This is the only Capital One small business credit card to offer lounge benefits so far. Unfortunately, it doesn’t provide complimentary Priority Pass lounge access.
Learn more: Business Credit Cards
Your other travel and business benefits include the following:
- 5x on hotels and car rentals booked through Capital One Travel
- 2x on all remaining purchases
- 1:1 airline and hotel point transfers
- Free Global Entry or TSA PreCheck (up to $100 every 5 years)
- No foreign transaction fees
You may also be able to reserve stays within the Capital One Premier Collection, which is this card issuer’s portfolio of luxury hotels and resorts.
The card also offers an introductory $0 annual fee for the first 12 months and then renews at $95. Additional employee cards are free.
Its signup bonus is the ability to earn 50,000 miles after spending $4,500 within the first 3 months. Here are the Capital One Spark Business Cards approval odds, and a much larger bonus with the Capital One Venture X business card which also has lounge access.
Summary of Which Capital One Cards Come with Lounge Access
These three Capital One travel credit cards help leisure and business travelers enjoy complimentary airport lounge access at least twice a year. The Venture X Rewards is the best overall option, and it’s also one of the best credit cards for airport lounge access as you can get unlimited access to multiple networks.
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