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It’s not every day that you can receive up to $800 bonus cash as a signup bonus. Here is how to earn up to $800 by opening a U.S. Bank checking account and completing qualifying activities. U.S. Bank Smartly Checking may not be available if you live outside of the U.S. Bank footprint. Member FDIC.

Up to $800 Bonus: U.S. Bank Smartly® Checking account and a Standard Savings account

Naples to Ischia, Italy, on the Fast Ferry. June 2023. Credit: Johnny Jet

Up to $800 With a U.S. Bank Checking Account

Earn up to a $800 bonus when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. However, it is subject to certain terms and limitations. Additionally, this offer is valid through March 12, 2024. Member FDIC.

Here are the full details to earn the promotion:

First, earn up to $500 by opening a new U.S. Bank Smartly® Checking account with a $25 deposit. Then, enroll in the U.S. Bank Mobile App or online banking and make at least two direct deposits within 90 days of account opening. Here’s what you can earn:

  • $100 when the combined total of your direct deposits is between $3,000 and $4,999.99
  • $300 when the combined total of your direct deposits is between $5,000 and $9,999.99
  • $500 when the combined total of your direct deposits is $10,000 or more

Then, earn up to $300 with a new Standard Savings account, which also requires an opening deposit of $25 by March 12, 2024.

  • Deposit at least $25,000 in new money by March 31, 2024
  • Maintain a minimum total account balance of $25,000 until June 30, 2024

Related: Your Guide To The U.S. Bank Smartly Checking Review

U.S. Bank Account Bonus Eligibility

You can read the banking offer terms and conditions to read more.

Defer pursuing this bonus when “you or any signer on your new Bank Smartly Checking account cannot have an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years or received other U.S. Bank bonus offers within the past two years.

Additionally, pass on the U.S. Bank savings offer when “you or any signer on your new Standard Savings account cannot have an existing U.S. Bank savings account or money market account, had a U.S. Bank consumer savings account or money market account in the last six months or received other U.S. Bank savings account or money market account bonus offers within the past 12 months.

A checking account bonus is an excellent incentive to switch banks. Additionally, it can also make your cash reserves more productive. If eligible, be sure you can waive any ongoing monthly service fees that erode your earning potential. Otherwise, it can be an ongoing frustration if you don’t actively use the account.

Summary

In conclusion, being able to earn up to $800 with a U.S. Bank Checking Account is an enticing way to boost your cash reserves. Fortunately, U.S. Bank offers many account options. Additionally, if you live within their network area, you may appreciate the ability to easily manage your funds digitally or at a local branch office.

Up to $800 Bonus: U.S. Bank Smartly® Checking account and a Standard Savings account

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